Quote:
Originally Posted by pam
I don't agree with "having a Visa bank on board" because if you did, you'd be able to issue chargebacks and ePassporte won't allow it.
2 years ago I purchased software online and never got it. I issued a chargeback and ePassporte would do nothing for the non-delivery of merchandise.
If they were a credit card processor, it would have been done. If they were regulated by a bank, I could have taken it further.
I will supply documentation when it's legal to ask for it, and most importantly, when I know it's kept securely. Hundreds of ePass accounts have been "hacked" in some way or another.
PayPal is based in the USA and if there is an issue, I can take action. With ePass being hidden in some other country, well, our hands our tied.
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Did you pay using your card, or by sending epass funds ? If sending epass funds then you have no buyer protection. Also its my understanding that a debit card which is pre-loaded can't chargeback. I thats the case with my visa debit card with my bank. I would assume that since its not a 'credit card' its the same with the electron card.
Visa doesn't just deal in cards that provide credit.